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Guidance for Planning, Aging, and the Future

Clear, practical articles for Older Americans, caregivers, and Florida families navigating elder law, estate planning, Medicaid, long-term care, probate, and related decisions.

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Helpful Information for Florida Families

Explore articles from Teresa K. Bowman P.A. about planning ahead, protecting independence, understanding benefits, and supporting the people who matter most.

Trust Administration

Florida Homestead Protection

March 11, 2026

This is a legal provision that protects a primary residence from forced sale by creditors. Key points include: The Florida Homestead Exemption This is a property tax benefit for Florida residents. Main features: In…

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Medicaid Planning

Medicaid Guidelines for 2025

March 11, 2026

Every year around January, new federal guidelines are released by the Centers for Medicare and Medicaid Services (CMS). The following are new numbers as…

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Teresa K. Bowman P.A. helps Florida families understand elder law, estate planning, Medicaid planning, long-term care, probate, and the legal options that may be available.

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This is a legal provision that protects a primary residence from forced sale by creditors. Key points include: The Florida Homestead Exemption This is a property tax benefit for Florida residents. Main features: In essence, homestead protection safeguards your home from creditors, while the homestead exemption reduces your property tax burden. The Save Our Homes (SOH) … Read more

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Qualified Medicare Benefits (QMB) This is a benefit that can save seniors more than $2460 per year if they qualify. QMB covers the cost of Medicare Part B, currently $185 a month at the lowest premium and any Part A and B deductibles and copays. There are options to lower monthly income to qualify for … Read more

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Every year around January, new federal guidelines are released by the Centers for Medicare and Medicaid Services (CMS). The following are new numbers as it applies to those applying for Medicaid. In 2025 Medicaid requires the applicant to be below $2,000 in countable assets and the community spouse, if the applicant is married, (referred to as the … Read more